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Posts tagged money-saving tips

Shop-n-Save Tip: Sign up for stores’ newsletters

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Sign up for newsletters of the stores you go to or may go to and/or like them on Facebook if they have a page.  I usually recommend assigning one email address for these types of emails.  By signing up, you get notified of new sales and offers.

Click here for more Shop-n-Save tips. Any mention of vendors, products, or services is for informational purposes only and does not constitute endorsement or recommendation, unless otherwise noted.

Shop-n-Save Tip: Get 5% off Target items with the Redcard

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Apply for the Redcard at Target and you’ll get 5% off items you buy at Target, including free shipping online.  The best part of it is that you get 5% off gift cards as well.  We just ate at Chili’s using a Chili’s gift card I bought with 5% discount!

Just remember that applying for the card is like applying for a credit card.  They will check your credit and your credit score may be affected.  And if you don’t pay the full balance every month, you’re better off not applying for the card coz the APR is higher than the 5% discount.

Click here for more Shop-n-Save tips. Any mention of vendors, products, or services is for informational purposes only and does not constitute endorsement or recommendation, unless otherwise noted.  Image from NewCampDigital.com.

Shop-n-Save Tip: Don’t be afraid to ask for price adjustments

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If the price of the item you bought went down, call the store and ask for price adjustment.  It doesn’t hurt to ask.  The worst that can happen is they say no.

Some stores have a policy that allows for price adjustments within only a limited number of numbers.  But sometimes, the stores can give you a courtesy price adjustment after the price adjustment period which I have experienced before.

Click here for more Shop-n-Save tips. Any mention of vendors, products, or services is for informational purposes only and does not constitute endorsement or recommendation, unless otherwise noted. Image from frontpagemag.com

Shop-n-Save Tip: Ask about price protection from your credit card company

Ask your credit card company regarding price protection benefit.  A lot of credit cards reimburse their customers the price difference when the customers find a lower price for the same item within a certain number of days. I took advantage of this benefit for a winter coat I bought and got reimbursed the $50 price difference by my credit card company!

There are other benefits that usually come with credit cards, like purchase protection, extended warranty and return protection.  Make sure to ask for all benefits your credit card has.

Click here for more Shop-n-Save tips. Any mention of vendors, products, or services is for informational purposes only and does not constitute endorsement or recommendation, unless otherwise noted. Image from NBCNews.com

Making the most out of my ordering lunch at work

Image from Solaria Sun

My husband and I try to save money wherever we can.  One habit he wants me to change was my constant buying of lunch at work.  He cooks enough so I can bring lunch to work, but I seem to always forget.  Note that in the previous statement, “forget” is synonymous to “lazy to pack lunch.”  Since trying to change my habit was a hopeless task, I decided to find ways of saving even just a little from my work lunches.

  • I give myself a weekly allowance.  I only allow myself to spend no more than my allowance on food.
  • I’m always with little or no cash.  So when my co-workers and I order, I offer to pay for the whole order with my credit card and my co-workers pay me with cash.  With that routine, I get the following:
    • Savings from ATM fees from withdrawing cash (my co-workers are practically my ATM’s)
    • Cashback (from the credit card I use)
    • Miles (when we order from a participating restaurant in SkyMiles Dining)

Do some research before taking on a deal

Image from RadishUnderground.com

There are a lot of deal sites the likes of Groupon, Livingsocial, Gilt Groupe and Rue La La.  These may be popular and widely-trusted sites, but I always tell my friends to do some research on the deal they’re interested in before taking the deal.  Just because these deal sites are popular, it doesn’t mean that they have the best deals out there.  You may be surprised to find better deals.  There’s one deal on Groupon today that proves this point.

There’s an NYC Groupon that allows you to get 2 tickets to The Wedding Salon ($50 value) plus 1 gift bag for $20.  However, using the coupon I posted on 4/8, you can get 2 complimentary tickets and you can add a gift bag for $15, which still ends up being cheaper.

Jan 1-7 Deals: Invitations, Gallery-wrapped Canvas, Photo Books, Bridal Shows and more

Save with this week’s wedding-related deals via Groupon and DealOn. Click on links to get directed to the appropriate deal page. Hurry, some deals last only 1 day!

Online:
$10 for $25 Worth of Flexflop Foldable Sandals
Online:
$15 for $50 Worth of Photo Books, Cards, and More from Mixbook
Online:
$45 for One 16″x20″ Gallery-Wrapped Canvas Including Shipping and Handling from Canvas on Demand ($126.95 Value)
Online:
$35 for $115 Worth of Keepsake Books from Photobook America
Online:
$39 for One Photo Print Reproduced on a 16″x20″x1.5″ Gallery-Wrapped Canvas from Picture it On Canvas ($124.95 Value)
Online (Canada):
$39 for $115 Worth of Keepsake Books from Photobook Canada
Atlanta GA:
$59 for The Skinny Package Including Month Membership for Weight Loss at Shape Medical Wellness Center ($175 Value)
Sudbury ON (Canada):
$20 for $40 Toward Beads, Supplies, Jewellery, and Classes at Bead Diva
Sacramento CA:
$40 for 10 Dance Classes at Spotlight Dance & Fitness ($80 Value)
Phoenix AZ:
$15 for $30 Worth of Bridal Accessories at IrisD Bridal

Read on…

SALE ALERT: $10 for $25 worth of FlexFlop folding flip-flops

Via Groupon,  for $10, you get $25 worth of foldable flip-flops from Flexflop.  Click here to purchase.  Hurry, it ends midnight 12/30/10!

The bride-to-be might opt for the white wedding edition ($19.95) or upgrade to a custom monogram of her new initials ($8 for 3 initials). If her shoes start pinching, Flexflops can step in to create a first-dance memory that is pleasant, not painful.

On the 1st day of Christmas… Groupon

Groupon offers huge discounts on goods, services and more in most major cities.  There’s usually a deal every day. The deals are only available for 24 hours and it only gets activated after a minimum number of people purchase the deal.

Groupon has become a favorite thing because of the huge deals and their great customer service.  I bought two spa vouchers (worth $260) for $100, but the salon couldn’t accommodate my second voucher because they were fully booked.  I called Groupon and they offered to either make an arrangement with the salon or refund me the money.  I asked for a refund and I got the refund quickly.

If you want to share your own favorite thing/s, please leave a comment.

Destressing

As the wedding gets closer, I’m getting more nightmares about it.  I guess the planning is starting to really stress me out.  So I decided that I need some pampering.  But it’s not cheap, so I just stick to facials which also help prepare my skin for the wedding.  Excluding the extraction, facials and the facial and shoulder massages that come with it are pretty relaxing.

I recently got a promotion from my salon… $50 for a 50-minute facial plus eye treatment (valued at $130) through Groupon.  Today at Groupon, you get 54% off dance lessons at Dance With Me.  Click on the video below how Groupon works.  It’s really cool and you get really great deals (in New York at least :) .

Click here to join Groupon. Membership is free.